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About Us

About Us Harbour Business Group (HBG) are a trusted, well respected, family run business with over 35 years experience in both company & personal insolvency. We provide free confidential, independent advice for companies and individuals throughout...

Administration

Business Administration "administration is not only for big companies" Administration can be a constructive way of preserving a company's business or achieving a better return for creditors than a liquidation. A licensed insolvency practitioner...
Business Insolvency

Business Insolvency

Business Insolvency Liquidation There are two types of company liquidation - Voluntary and Compulsory. Compulsory is where the company is wound up by court action and should be avoided where possible. It would usually be a creditor of the business...

Business Liquidation

Business Liquidation "not necessarily the last option" There are two types of company liquidation - Voluntary and Compulsory. Compulsory is where the company is wound up by court action and should be avoided where possible. It would usually be a...
Company Insolvency Statistics 2014

Company Insolvency Statistics 2014

Company Insolvency Statistics 2014 Company Insolvency statistics for England and Wales for 2014. Source www.gov.uk The graph displays a general reduction in company insolvencies for 2014 compared with 2013. 14,040 companies in liquidation....

Cookie Policy

This site uses cookies - small text files that are placed on your machine to help the site provide a better user experience. In general, cookies are used to retain user preferences, store information for things like shopping carts, and provide anonymised...

CVA

Corporate Voluntary Agreement "offering protection from creditors" A Corporate Voluntary Arrangement is where there is an agreement with your creditors to allow you to keep control of your company and continue trading. It is the obvious choice if...

Finance & Bridging

Finance & Bridging "if you had the money then there would be no problem" Raising finance can be difficult in today's economic climate whether you are a new business or an existing one seeking further funding.  We can try and help match your ...

Glossary

Glossary This is here to help you with the terminology used in the world of insolvency. Hopefully this will help you make the right decision for you. Commonly used terms in insolvency: Administration If a company falls into financial difficulties...

Insolvency Guides

Insolvency Guides These are UK government guide links and will open in MS Word or PDF formats. Statutory Demands In Debt - Dealing with your creditors How to petition for your own bankruptcy Dealing...

MVL

Members Voluntary Liquidation "when you are not insolvent " A Members Voluntary Liquidation (MVL) Arrangement is a process of unlocking the assets in your business. Unlike insolvent businesses your business will be solvent and this is a method...

Personal Insolvency

Personal Insolvency "for individuals and sole traders / partnerships" Personal Insolvency can take many forms and there are several options if you are suffering from extreme personal cash flow problems and cannot pay your debts. Personal...
Personal Insolvency Statistics 2014

Personal Insolvency Statistics 2014

Personal Insolvency Statistics 2014 Personal Insolvency statistics for England and Wales for 2014. Source www.gov.uk Total of 99,196 individual insolvencies in 2014, 1.8% less than 2013. Now the lowest level since 2005. Bankruptcies totalled ...

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Statutory Demand Order

Statutory Demand Order "you only have 21 days before further action" A 21 day statutory demand order is a formal demand for payment of a debt. If the debt is not settled with the supplier or HMRC within 21 days they can ask the court for a winding...

Winding Up Petition

Winding Up Petition "received a petition? It's not too late" Even if you believe you might receive a winding up petition rather than actually received one then action is needed urgently. A winding up petition is made by the courts to literally...